Oxford Business Law Blog

The Covid-19 pandemic has put to test the resilience of the entire Indian financial system. But even before the pandemic struck, Indian policymakers had been struggling with resolution of stressed...

On 28 July 2020, ECB Banking Supervision published its first assessment of the potential vulnerabilities of the euro area banking sector in the wake of the coronavirus (COVID-19) outbreak. Also on...

The changes in the EU’s legislative framework concerning payment services have opened the way to a new era of payments in Europe. While the Payment Service Directive 2015/2355/EC (PSD2) is intended...

In my latest research contribution, I analyse the regulatory framework of crowdfunding in Switzerland, the UK and the USA. After describing crowdfunding and its potential as an alternative means to...

The Indian Government recently banned 106 mobile applications of Chinese origin. These apps include TikTok, WeChat, CamScanner and Mi Video Call Xiaomi among others (the ‘Banned Apps’). Further,...

Cycles of legal change seldom begin with a 'clean slate'. A myriad of factors, ideas, institutions and interest groups may come together to influence legal changes in a virtually infinite number of...

In a direct response to the 2008 global financial crisis, someone using the pseudonym Satoshi Nakamoto published a white paper discussing Bitcoin, a novel method for transmitting value without an...

The COVID-19 pandemic and climate change risks share many of the same characteristics, both in terms of their impact and why they have caught so many off-guard. Addressing climate risk is not a...

The rise of fintech in the last decade is often described as a ‘revolution’ in finance. It is not hard to see why that is. New digital technologies and advances in data analytics are transforming the...

The World Economic Forum recently ranked Pakistan third-last in terms of economic participation and opportunity for women. Despite making up 49% of Pakistan’s overall population, the participation...

Venezuela is currently facing a grave humanitarian crisis along with a major economic and financial crisis. Venezuela has been in default on its debt for two-and-a-half years, and it has a huge debt...

In the early stages of COVID-19, rapid responses in targeted locations were appropriate. However, global systemic crisis considerations grew exponentially in tandem with the virus itself. Despite...

Three catalysts are currently causing a fundamental reorientation of domestic and international monetary and payment systems: Facebook’s Libra, China’s central bank digital currency (the Digital...

The years 2017 and 2018 saw an influx of ventures raising substantial amounts of money through initial coin offerings (ICOs). The Ethereum blockchain greatly facilitated the spectacular surge of ICOs...

Funds that took due account of environmental, social and governance (ESG) factors in their investment strategies generally outperformed their conventional counterparts during the COVID-19 pandemic...

The UK Financial Conduct Authority (FCA) has taken action to stop four Cypriot investment firms from continuing to offer contracts for difference (CFDs) to UK investors. The action marks the first...

The increasing use of financial technologies (FinTech) by market participants has fostered a discussion among public authorities on the use of similar technologies for regulatory (RegTech) and...