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Financial Regulation

The EU’s Opt-in Regulatory Framework for Crowdlending: Expediency at the Expense of FinTech Investor Protection?

Deirdre Ahern

Debt-based crowdfunding (‘crowdlending’ or ‘peer to peer lending’) is growing as an alternative finance market within the EU. Yet it has many risks for investors. A lack of regulation of the emerging...

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Financial Regulation

European banking law evolution and the future of microfinance and socially responsible operators

Eugenia Macchiavello

The recent developments in European financial regulation might represent either an opportunity or an obstacle for microfinance institutions (MFIs), ie providers of small loans with frequent...

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Financial Regulation

Discrimination in Microfinance

Pierre-Guillaume Méon | Marc Labie | Roy Mersland | Ariane Szafarz

Claiming that microfinance institutions (MFIs) might discriminate against some micro-entrepreneurs may sound provocative. Pro-poor MFIs consider providing financial services to the poor and the...

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