Oxford Business Law Blog

It is widely acknowledged that the current low interest rate environment and intense competition in several countries have resulted in rather subdued revenues of European banks. In particular Net...

Following the recommendations of the Basel Committee on Banking Supervision, most financial systems around the world have imposed new capital requirements for banks in recent years. These moves seem...

The experience of recent years has reinforced the view that the financial system tends to amplify shocks over the cycle, leading to excessive lending in boom times and sharp contractions when...

The first Basel capital adequacy standard was signed by the Group of Ten countries in 1988 to improve the stability of internationally active banks and create a level playing field. The proposal...

The post was originally published on the R Street Institute website. Americans have for years been addicted to long-term (that is, 15 to 30-year) fixed-rate residential mortgage loans. We just can’t...