Book Launch for ‘Unfair Terms in Banking and Financial Contracts' by Danny Busch and Matthias Lehmann
Professor Danny Busch, Professor Matthias Lehmann, Professor Severine Saintier, Professor Gerard McMeel KC, Professor Hugh Beale, and Professor Kristin van Zwieten (Chair of Sessions)
On Thursday 25 April 2024 the book ‘Unfair Terms in Banking and Financial Contracts’, published by Oxford University Press, will be launched. This is an in-person event organised by the Commercial Law Centre at Harris Manchester College and The Radboud Business Law Institute at Radboud University, Nijmegen.
Unfair Terms in Banking and Financial Contracts offers a thorough discussion of the Unfair Terms Directive (UTD) and resulting European and national case law relating to banking and financial contracts in fifteen Member States. The book also features studies for three non-EU countries (UK, Switzerland and Norway).
Disputes have already arisen across Europe in several areas including foreign currency housing loans, housing loans based on Euribor, and hidden bank fees. The stakes of the outcomes of these disputes for customers as well as for the banks are very high.
Locating unfair terms within the broader European struggle to balance the power of market forces and the requirements for social justice, the volume offers a critique of the existing regime and concludes with a proposal for a common legal framework to ensure a level playing field and greater harmonisation across the EU.
1:30 Welcome and introduction Professor Kristin van Zwieten (Chair of Sessions) Clifford Chance Professor of Law and Finance; Gullifer Fellow and Tutor, Harris Manchester College; Director of the Commercial Law Centre, Harris Manchester College, University of Oxford
TOWARDS AN UNFAIR TERMS REGULATION
1:45 Part I Professor Danny Busch
Professor of Financial Law and Founding Director of the Financial Law Centre, Radboud University, Nijmegen; Senior Research Fellow, Harris Manchester College, and Fellow of the Commercial Law Centre, Harris Manchester College, University of Oxford
2:15 Part II
Professor Matthias Lehmann
Professor of Private Law, Private International and Comparative Law, University of Vienna, Professor of European Business Law, Radboud University, Nijmegen
Professor Severine Saintier
Professor of Commercial Law, University of Cardiff
UK LAW PERSPECTIVE
3.15 UNFAIR TERMS CONTROL IN THE UK FINANCIAL SECTOR
Professor Gerard McMeel KC
Professor of Commercial Law and Director of the Centre for Commercial Law and Financial Regulation, University of Reading; Door Tenant at Quadrant Chambers, London
Professor Hugh Beale
Senior Research Fellow, Harris Manchester College, and Fellow of the Commercial Law Centre, Harris Manchester College, University of Oxford, Visiting Professor, University of Oxford, Professor of Law, University of Warwick
4.15 Closing remarks by Professor Kristin van Zwieten